Mr. Cheever warns Mr. Mooney that his job is in jeopardy unless he attracts new business to their branch of the bank. So when Lucy hears that a recording star, country hick Homer Higgins (Ernie Ford), is about to become a California resident, she sets off to the hotel to coax him into setting up an account with their bank. To impress Mr. Higgins and his family, Lucy and Mr. Mooney set up a hoe-down in the bank after it closes that evening...and Lucy decides to dress down to pose as Mrs. Mooney.